I shall be telling this with a sigh Somewhere ages and ages hence: Two roads diverged in a wood, and I — I took the one less traveled by, And that has made all the difference. – Robert Frost, The Road not Taken The above passage is from one of the most beloved, and unfortunately […]

Like all good residents of the Bay Area the Grizzlies were loyal Apple Worshipers. Followers of the Cult of Cupertino, with the current High Priests Ive and Cook. We made our bi-annual pilgrimages to the local temple – known to many as the Apple Store.  We paid our respects to the relics of Steve Jobs – it […]

If you’ve been a regular reader you might have noticed that the output from the grizzlies has dropped off over the last few weeks. I’ve been lucky to get one post up a week, and Grizzly Mom has disappeared entirely. You might have thought that maybe we returned to the woods to live out our bearish […]

The Grizzlies used to belong to a gym. It was the type of gym that people like us usually belong too. A gym with a name like Equinox, Club Oracle, or The Setai. The personal trainers are all fit 20 somethings. The climbing wall is newly installed and in constant use. The exercise equipment gleaming […]

A couple of weeks ago, an RV carrying a large cargo of model rockets burst into flames during my evening commute, causing traffic to grind to a halt during rush hour.  Fortunately, no one was hurt; emergency personnel managed to save the driver of the RV before the fire completely engulfed the vehicle, and police […]

So much of what we read on the subject of investing and financial independence is about money. How to get more of it, how to keep it growing, how to avoid losing it, how to optimize every decision and growth hack every side hustle so you end up with the biggest pot of it at […]

We started a survey last week to get a sense of the finances of our readers. It’s been a great success so far! We have about 150 responses already, and for a blog that’s been in existence all of 3 weeks I’m deeming that a pretty good showing. Thank you to everyone who’s responded already! […]

Hi everyone!  Grizzly mom here, finally showing up after emerging from a painful three weeks locked in a conference room with other disgruntled attorneys.  I will spare you the (pretty boring) details of the trial, but suffice to say that it involved many sleepless nights, dozens of cans of sugar-free Red Bull (gross but effective), and […]

Weird title for a post on a finance blog about financial independence. I thought this entire thing was about how we should all accumulate a massive pile of money (25x our annual spending!), so we can never worry about anything ever again. Go happily off into the sunset leaving concerns behind us forever. Wrong. But […]

How much of your life is each dollar your spend worth? How many years? How many months? How many days? Very few people ask themselves these questions when they whip out their credit card. But they are critically important because they largely determine if you’ll find freedom and security or continue down the path you’re […]