Welcome to the second edition of The State of the Bear Cave where we share our current progress to financial independence. Our goal is to retire by the time our daughter turns 3 in a little under a year and a half. You can find all of our current numbers over in our financial independence tracker in our […]

So I’ve gotten a few comments that my last post on how to access your retirement accounts was a bit opaque on the details. In order to remedy that, I’ve pulled together a quick little calculator to show exactly how all this works! The Roth Conversion Ladder Calculator You can find the calculator along with […]

So much of what we read on the subject of investing and financial independence is about money. How to get more of it, how to keep it growing, how to avoid losing it, how to optimize every decision and growth hack every side hustle so you end up with the biggest pot of it at […]

We plan to leave our corporate jobs in less than two years, and in order to do that, we need to be confident that we can live on our investments. So the question for us is how safe is the often quoted rule of 4% withdrawals, and does that rule still hold in the crazy […]

It’s time to get our heads out of the clouds and back to cold hard numbers. This is the first of a series of posts where I’ll lay out the exact details of our plan for financial independence in less than two years. First question – how much do you need to be free? All the various […]